TBC KREDIT is a non-banking credit organization dedicated to development of small and medium size businesses in a non-oil sector and the advancement of banking practices for lower and middle income individuals, that is functioning successfully in Azerbaijan since 1999. 
TBC Kredit is owned by a leading Georgian Bank - TBC Bank (75%) and by Enclude (former ShoreBank International) (25%), a member of Triodos Ventures, USA. 


To enable small and medium sized enterprises to improve their competitiveness and build stronger business practices and allow middle-income individuals to improve their living standards by providing them an access to necessary finance, while ensuring the highest customer satisfaction and maintaining steady development of the organization. 


Annual Report. 2016_pdf (download)

Annual Report. 2015_pdf (download)
Annual Report, 2014_pdf (download)


TBCK Messenger_September, 2011_pdf (download)

TBCK Messenger_January, 2011_pdf (download)

TBCK Messenger_June, 2010_pdf (download)

TBCK Messenger_August, 2010_pdf (download)